if you buy a house with a 30 year loan at between 2-3%, it makes sense to pay the monthly payments for all 30 years due to inflation. the banks aren't making much money off of it, which is weird.    well, I guess they use all that money to invest, but they aren't making a ton of money from mortgage loans.

 

100$ in 1980 was worth $261 or so in 2010, that's almost a 3% yearly inflation increase.  Then again, in the military we see a 2-3% pay increase each year, but other jobs aren't like that.

 

 

 

anything over 3%, credit card, loan, etc, and you gotta pay it off faster.